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The Junior Bond is a tax-free savings plan that allows anyone to save for a child's future from as little as £10 a month.

The junior bond is a way of saving for your children. The Junior Bond from Family Assurance is a tax-free savings plan that allows anyone to save for a child's future from as little as £10 a month.
The return is completely free of income and capital gains tax so all the money you save is there when the child needs it most.
You can save for more than one child and each of them will receive a lump sum, tax-free.
You never know what a child will want to do when they grow up, they might decide to go on to university, they might want to travel and see the world, or even have plans to start their own company. You just never know.

What you do know is that all of these things take time, effort and a little financial help. The chances are, you wonÕt even miss the small amounts that you set aside each month. But over the course of the policy term those small amounts can grow into a worthwhile sum to help that special child in your life. Family Assurance provides a range of savings and investment products including, children's savings bonds. They are a mutual organization, with over 500,000 members who have invested over £1.5 billion. That's why Family Assurance has been able to offer the best in affordable savings and investments for over 25 years.

What is the The Junior Bond?
The Junior Bond is a special savings plan designed to invest long term on behalf of a child. It’s tax-free, so provides a great opportunity for people to make the most of their money. The Junior Bonds are popular with people saving for a child’s 18th, 21st or 25th birthday, providing the gift of a worthwhile tax-free lump sum (i.e. free of income and capital gains tax).

About Family Assurance
Family Assurance is a trusted name, investing £1.5 billion for over 500,000 members across the UK. For the last 27 years, they’ve helped thousands of mums, dads, relatives and friends save for a child’s future. As a specialist provider for families, Family Assurance offers a flexible and realistic way to save. Their special 'friendly society' status means they offer a tax-efficient alternative to building society accounts (Please remember building society deposits are capital protected whilst the value of a Family Bond can fall as well as rise).

Who is it suitable for?
Anyone can save on behalf of a child from birth up to the age of 16 years. It’s not just for parents – the bond appeals to grandparents and uncles and aunts, to godparents and family friends.